Personal Auto Insurance Coverage

Auto insurance is complex. It is important to discuss your situation with us. We will take time to explain your choices. Some insurers sell auto insurance through telemarketers, but our clients receive a much higher level of service without higher costs. Through our years of experience, we can prove time and time again that there is no substitute for having an agent to guide you.

Generally speaking, most Personal Auto policies provide the following basic coverage:

  • Bodily Injury Liability – Covers accidental injury or death of another person if caused by you in an automobile related accident.
  • Property Damage Liability – Covers accidental damage to other people’s property if caused by you in an automobile related accident.
  • Defense Costs – Covers court costs, legal expenses and attorney’s fees.